Services

Allowance Program

CFS optimizes car allowance programs with advanced budgeting tools, full acquisition and resale support, and premium, high‑touch service for employees and executives alike.

Car Acquisition for Expatriates

Relocating to a new country is challenging enough — and while relocation service providers handle housing, schooling, and essential logistics, one major need is often overlooked: vehicles.

Car Insurance Premiums in Canada. Ensure you’re insured!

Car insurance premiums in Canada remain high in 2026, and most drivers are feeling the squeeze. Rates have been rising steadily since the pandemic, and despite some regional reforms, premiums continue to climb due to a mix of inflation, expensive vehicle technology, and persistent auto theft.

Car Insurance Snapshot in Québec (2026)

Average Annual Premium

Québec continues to have the lowest car insurance premiums in Canada, averaging around $750–$800 per year.

This is largely due to its hybrid public–private insurance model, where:

• SAAQ covers injury claims (public, no‑fault system)

• Private insurers cover property damage and civil liability

Cost Reduction Strategies

CFS helps you cut fleet costs and improve performance through optimized life‑cycle timing, invoice post‑audits, cost benchmarking, and detailed utilization analysis.

E-Consulting

CFS delivers fast, efficient e‑consulting services for any fleet task—ranging from pricing verification and fuel analysis to policy updates, cost audits, and detailed reporting—for clients across Canada and the USA.

ExpatCare

ExpatCare is a program devoted to assisting relocating corporate transferees and professionals with vehicle needs in Canada.

From the ground to the tank: a sinuous hydrocarbon odyssey A Crude Relationship (Part 3)

In our previous article, we explored why gasoline prices don’t always move in sync with crude oil. The gap between the two is often surprising, and while many familiar factors play a role, several lesser‑known dynamics are just as important.

Gasoline Prices A Crude Relationship (Part 1)

The ability to predict what the price of crude oil will be tomorrow would make anyone rich virtually overnight. Were I to have this ability, I could have easily exchanged my seat in front of my computer with a beach chair on a sunny island in the Bahamas! Unfortunately not a lot of people in this world have much say in or control over this matter.

How CFS Is Different?

At CFS, we don’t believe fleet management is just about vehicles — it’s about clarity, strategy, and partnership. What sets us apart is the way we combine deep industry expertise with a personalized, transparent approach that puts your organization first.

How to lower your Car Insurance Premium (Three tips that will save you money)

As a general guideline, expatriates relocating to Ontario can expect to pay on average $2,500 to $3,000 a year in insurance premiums. Quebec car insurance, including the public and private portions for one year, can amount up to $900 to $1,200 per year. In B.C. a driver can expect to pay between $1,400 and $2,000 a year. Expatriates can expect even higher premiums if they reside in highly populated city centers, such as the Greater Toronto Area. These premiums are estimates and will differ depending on personal circumstances. They will not only depend on the province but also on factors such as, for example, driving records.

New Technologies

Keeping pace with emerging technologies is essential for any fleet looking to improve efficiency, reduce costs, and stay competitive. At CFS, we help you cut through the complexity by identifying the innovations that truly matter for your operations — ensuring every technological decision supports your budget, your objectives, and your long‑term strategy.

Our Story

CFS was founded on a simple mission: to bring clarity, confidence, and true partnership to every fleet we support.

Policy Creation and Revision

CFS develops clear, experience‑driven fleet policies that guide drivers on retention, usage, acquisition, accident procedures, and other essential practices to ensure vehicles are used efficiently and consistently across your organization.

RFP Assistance

CFS uses over 27 years of fleet‑industry expertise to design effective RFPs and guide you in selecting the best suppliers by evaluating market conditions, industry options, and your organizational goals.

Strategic Planning and Fleet Reviews

CFS provides strategic fleet planning and in‑depth fleet reviews to optimize costs, performance, and long‑term value across every aspect of your vehicle operations.

Taxable Benefits

Managing taxable benefits for company vehicles is complex and time‑sensitive, but it doesn’t have to drain your administrative resources. CFS simplifies the entire process by collecting, validating, and calculating all required data, ensuring accurate reporting, full compliance, and a seamless experience for both your drivers and your payroll team.

The Different Roles in a Car Dealership "Who am I talking to???"

When speaking to someone at a dealership, it’s important to know that person’s name, equally out of politeness as for reference. What is arguably more important, is to know said person’s position. As with any place of business, the various positions in a dealership have their own goals, tasks, and incentives. In this blog post, I will outline the different positions that you would come across when purchasing a car, and what you should expect from them.

Vehicle Acquisition

CFS secures the best vehicle pricing, streamlines the ordering process, builds optimized selectors, and determines ideal depreciation rates to ensure every acquisition delivers maximum value and efficiency for your fleet.

Vehicle Disposal

When a vehicle reaches the end of its lifecycle, maximizing its resale value is just as important as managing it well during its years of service. CFS’s remarketing program ensures your assets are sold quickly, efficiently, and at the highest possible return. By leveraging our extensive industry network and market expertise, we secure top‑tier resale prices while minimizing downtime and freeing up capital so you can reinvest in your fleet without delay.